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POST
/
v1
/
cards
/
:id
/
refund
curl -X POST https://api.usenaive.ai/v1/cards/card-uuid-1/refund \
  -H "Authorization: Bearer nv_sk_live_..."

{
  "card": {
    "id": "card-uuid-1",
    "name": "Marketing Card",
    "provider": "managed_virtual",
    "status": "refunded",
    "spending_limit_cents": 5000,
    "balance_cents": 0,
    "created_at": "2026-03-01T10:00:00Z"
  },
  "refund": {
    "id": "re_1abc123",
    "status": "succeeded"
  }
}
Initiates a refund for a card in issuing_failed or payment_failed status. The refund is processed back to the original payment method. 
curl -X POST https://api.usenaive.ai/v1/cards/card-uuid-1/refund \
  -H "Authorization: Bearer nv_sk_live_..."

{
  "card": {
    "id": "card-uuid-1",
    "name": "Marketing Card",
    "provider": "managed_virtual",
    "status": "refunded",
    "spending_limit_cents": 5000,
    "balance_cents": 0,
    "created_at": "2026-03-01T10:00:00Z"
  },
  "refund": {
    "id": "re_1abc123",
    "status": "succeeded"
  }
}

​
Error Response

If the card is not in a refundable status: 
{
  "error": "Card must be in issuing_failed or payment_failed status to refund"
}

​
CLI

naive cards refund <id>

​
MCP

Tool: naive_cards_refund 
{
  "card_id": "card-uuid-1"
}